Social security and health insurance
Pensions and agreements
Germany has no social security agreement with Cameroon. In Africa, the German pension insurance lists agreements only with Morocco and Tunisia (Deutsche Rentenversicherung). Contributions you pay in Germany build German pension rights; what happens to them if you leave was not checked here.
Health insurance
- Employees are usually insured in the statutory scheme from the first day of work (§ 5 SGB V); employer and employee share the contribution.
- Students: statutory student insurance or private cover; the visa needs proof of unlimited cover (Study).
- Ausbildung: insured from the start; cover is needed one week before the contract (Ausbildung).
- Insurance is a legal requirement in Germany. Contribution rates and the additional-contribution levels per fund change each year and were not itemised.
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